You’ve heard a lot of buzz about healthcare reform and now you want to know how it will affect you and your family! We’ve got the answers on everything you need to know about what’s new in the health insurance market.
Qualified Health Plans need to incorporate the following into their plan designs and benefits:
You can remain on your grandfathered individual plan if you choose to do so. The grandfathered individual plan you are on would not have to incorporate the following into their plan design(s):
Please visit healthcare.gov for a complete list of exclusions for grandfathered plans.
No. There is also no risk assessment or health questions that can be used regarding whether or not a carrier will choose to offer you coverage. Your premiums can also only be based on the plan you choose, your age, geographic area, and tobacco status.
Catastrophic plans will have lower premiums, protect against high out-of-pocket costs, and cover recommended preventive services without cost sharing—providing affordable individual coverage options for young adults and people for whom coverage would otherwise be unaffordable.
Who is eligible?
What is catastrophic coverage?
The information provided above is for educational purposes only and not a substitute for professional advice. While Sanford Health Plan tries to keep the information as accurate as possible, health care information changes rapidly and thus this information should not be relied upon as comprehensive or error free. In no event will Sanford Health Plan be liable to you or anyone else for any decision made or action taken by you or anyone else in reliance upon the information contained on this page.