Employer Verification for Off-Exchange SEP Enrollments

For off-exchange individual members requesting a Special Enrollment Period (SEP) due to loss of employer-sponsored coverage, Sanford Health Plan now requires an Employer Verification of Loss of Coverage SEP Validation Form before enrollment can be finalized.

What Brokers Need to Know

  • The Employer Verification of Loss of Coverage SEP Validation Form is required when an enrollee reports a loss of employer-sponsored coverage as their qualifying event.
    Applications will remain in a pending status and will not process until the form is:
    • Completed
    • Returned
    • Reviewed and approved by Sanford Health Plan
  • The member must select a plan within 60 days of the loss of coverage event, and all required SEP validation documentation, including employer verification, must be received by Sanford Health Plan within the same 60-day timeframe to avoid enrollment denial.

Who Completes the Form

  • The employer or HR/benefits administrator must complete the form.
  • Employees should not complete this form themselves.

How the Form is Returned

Why This Matters
This verification is required to ensure compliance with federal SEP eligibility rules and to prevent enrollment delays for your clients.

If you have questions or need a copy of the form, please contact the consumer sales account management team at MA_IFPBrokerServices@securityhealth.org or (888) 712-4588 (option 3).