What is Evidence of Coverage (EOC)?

After you’ve compared Medicare plans and enrolled in the one that’s right for you, you’ll want to download your Evidence of Coverage (EOC). This document is your instruction manual for your health insurance plan. Here’s what to know about your EOC.

Why is this document important?

Your EOC is a legal contract between you and your Medicare plan. It is a document that’s made available to you each year by your health insurance provider, usually in October. Your EOC outlines the costs and benefits of your plan that will go into effect on January 1 of the upcoming year.

What information is included in the EOC?

Your EOC gives you a comprehensive roadmap to how your insurance works. It includes details about your benefit information, cost sharing, eligibility, enrollment and how to access health care services. It also lists contact information for regulatory and state departments and your plan’s customer service team.

Where can I find it?

At Sanford Health Plan, we provide your EOC online so it can be easily accessible. Because it’s a lengthy document, we recommend using the search function to scan for key terms.

Your EOC is always available on our welcome page so you can refer to it as needed. If you have other questions about this document, contact our team and we’d be happy to help.



Align powered by Sanford Health Plan is a PPO with a Medicare contract. Enrollment in Align powered by Sanford Health Plan depends on contract renewal. Sanford Health Plan complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex, or any other classification protected under the law. This information is not a complete list of benefits. Call (888) 605-9277 ( TTY: 711) for more information. If you need language services or information given in a different format please call (888) 278-6485 (TTY: (888) 279-1549). ATENCIÓN: si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al (888) 278-6485 (TTY: (888) 279-1549). 注意:如果您使用繁體中文,您可以免費獲得語言援助服務。請致電(888) 278-6485 (TTY: (888) 279-1549). Our customer service lines are available 8 a.m. to 8 p.m. CST, 7 days a week, October 1-March 31 except on Christmas and Thanksgiving, and Monday through Friday all other dates except on federal holidays.




CMS ID Number: H8385_444-507-691-PY2022-ND-SD_M, H3186_444-507-691-PY2022-MN_M

Last Updated On: 1.15.23 at 10:30 AM